We make sure to:
Once you choose a vacant lot, make a down payment, and sign the documents, you’re ready to start putting your land to good use! It’s so simple. We’ve already helped hundreds of people do just that over the years. We want to help you do it, too.
However, during any step of the process, you might have questions or concerns about what it means to make an owner finance purchase. That’s why this article was created – to help you understand financing through Landilla.
Those are the 3, simple steps. If you’d like to dig deeper into the details of each step, keep reading. Or, if you’d like to learn about making a cash purchase, you can click here. No matter which way you choose to go, the purchase and title transfer processes are fairly similar.
Unlike many of our competitors, we guarantee:
Quick notes on the guarantee, above:
If there are any taxes owed or POA fees, we will keep those paid and up to date until the property title is legally under your name.
We only include a monthly service fee for the Note in your monthly payments, however, that is mentioned in the pricing on the property page and in your contract.
Click ‘Next →’ to get to the checkout page. Here, you’ll fill in your billing and mailing information, and form of payment. Landilla uses Stripe, a secure, world-class payment processor, for online payments.
Click ‘Get Your Property’ and your down payment is complete.
There are four parts in the packet to review:
Part 1 – Purchase and Sale Agreement
Part 2 – Promissory Note
Part 3 – Land Sale Contract
Part 4 – Recurring Payment Form
You can sign the document by:
As far as the remaining payments go, we’ll initialize your loan through GeekPay. GeekPay will email you instructions on how to access your account, and verify the loan details. As part of this loan, you’ll be enrolled in automatic, monthly payments.
With GeekPay, you’ll be able to:
If for any reason, you need to make a one-time payment, we do have that option available. Just head to our website, and click ‘Pay’ from the top menu. You can also click here.
*Fun Fact: If you pay off your loan early, you qualify for a discount on the overall price. The earlier you pay off the loan, the bigger the discount!
We will then submit, digitally, or through the mail, a notarized Warranty Deed and any other required paperwork to the county your property is located in. We pay all fees associated with this process as well as any outstanding taxes and/or POA fees up to this point.
The timeframes for digital and mail submission are as follows:
Digitally – This can take as little as 24 hours.
Through the Mail – This process can take 2-4 weeks.
When the deed comes back to us from the county, we will then send you a copy as well. And, once the property is under your name, the county will start communicating directly with you. You do not need to visit a notary for any of this, and can enjoy the entire process from the comfort of your couch.
With very little effort, you can be the proud owner of some awesome land. Best of all, you can feel at ease knowing that if you ever have any questions or concerns, we're U.S.-based, and just a phone call or email away.